If a creditor, service provider or individual is unable to enforce a contractual obligation and the debt collector fails to resolve the situation, the next step is to recover the debt through the courts. Most often, debt recovery specialists offer to arrange all the necessary paperwork and advise on court proceedings. Debt recovery through the courts is a legal way to get a debt repaid. When filing a lawsuit, you should take into account the fact that the legal process in Latvia can take several months to several years. For this reason, it is best if repayment can be achieved without involving the courts. However, in many cases, placing debt recovery in the hands of bailiffs can lead to more efficient results. Unfortunately, in most cases the debtor has the option of prolonging the proceedings. This happens when the debtor makes arguments, objections or fails to appear in court. Most often, the court rules in favour of the creditor and orders the debtor to pay the court costs. But such a result is not guaranteed. After the court decision, the debt is handed over to bailiffs who, acting in accordance with the law, will enforce the court decision.